Financial Advisory Council
St. Andrew Church
Murphysboro, IL 62966
October 24, 2018

The regular meeting of the Financial Advisory Council of St. Andrew Church was called to order by Chairman, Steve Schumacher, at 5:00pm on Wednesday, October 24, 2018 in the meeting room at St. Andrew Parish House.

Members of the Council are: St. Andrew�Rockne Bleyer, Chris Crabtree, Kelly Crabtree, Trustee, Jeff Craig, Tammy Gartner, Financial Manager, Fr. Gary Gummersheimer, Cindy Holt, Mary Annette Lane, Trustee,
Ms. Jenny Martin, Principal�St. Andrew School, Charles McCann, Dan Ryder, Steve Schumacher,
Bill Schwartz and Judy Wisniewski

St. Ann, Raddle�Dan Korando, Trustee, Dennis Korando, Trustee, Linda Kranawetter

Guest: Kevin Junk, School Board President

Excused Absent�Tammy Gartner, Cindy Holt, Ms. Jenny Martin

The meeting was opened with prayer by Fr. Gary

1) Removal of St. Elizabeth Trustees from the members of the council.
2) Fire Alarm at the door of the school�nothing has been done due to the problem with the alarm company saying the system is not up to code but it is grandfathered along with the new addition. Ms. Martin is still working with the company to have the front and annex door alarms fixed.
3) Suppression of other churches in our diocese: Fr. Gary said he has not been in contact with pastors dealing with money after closing of parishes in their partnerships.
With no corrections or additions, Bill Schwartz made a motion, seconded by Linda Kranawetter to approved the minutes. A voice vote was recorded as followed: Aye � All, Nay � None.

Finance Reports:
St. Andrew Catholic Church Profit & Loss Budget vs Actual, July through September 2018: #4100�School Reimbursements Finance Secretary: no payments at this time, why?
#5050.1/5050.3�Fr. Gary�s and Secretary Health Insurance: not up to date, needs to be paid. Note: in the bills (St. Ann�s) for approval of payment is a payment for $1300 towards Fr. Gary�s insurance. Kelly will talk with Tammy when she returns about these questions.
St. Ann Catholic Church (also St. Elizabeth) Reports: Fr. Gary inquired about the money with the Diocese, if some could be invested with Polar Investments for a better return. Linda Kranawetter and Judy Wisniewski will contact Debbie Pittman will Polar Investment and see what she can do for St. Ann�s investments.
St. Andrew Catholic School Profit & Loss Budget vs Actual, July through September 2018:
#4550�Transfers: this is not an income, a transfer is a change of money from one account to another. The $20,000 was transferred into the Special Account from the general fund as of 6/30/18, then the amount has been transferred back (Special Account as of 9/30/18 is $6,136). Kelly will talk with Tammy about the transfer account.

St. Andrew Catholic Church Unpaid Bills: Kelly Crabtree made a motion, seconded by Bill Schwartz to pay the St. Andrew Catholic Church unpaid bills. A voice vote was recorded as followed: Aye � All, Nay � None.

St. Ann Catholic Church (also St. Elizabeth) Unpaid Bills: Kelly Crabtree made a motion, seconded by Rockne Bleyer to pay the St. Ann Catholic Church unpaid bills. A voice vote was recorded as followed: Aye � All, Nay � None. Fr. Gary mention the St. Ann�s made approximately $11,000 from the Duck Booya. Good comments all around.

St. Andrew Catholic School Unpaid Bills: Kelly Crabtree made a motion, seconded by Bill Schwartz to pay the St. Andrew Catholic School unpaid bills. A voice vote was recorded as followed: Aye � All, Nay � None.
Question: Is it possible to get a list of bills that have not been paid due to lack of money, so the council could see the overall picture. Kelly will talk with Tammy.

St. Andrew Church Cash Position by Quarter, Investment Cash Position by Quarter, Summary of Investment,

Cemetery Treasurer�s Report and Caring Fund Reports: These reports were sent to all members. No questions.

Committee Reports:
Church Steeple: Scaffolding is completed. Roofing project should start on Monday. Cold weather shingles
will be used. Quality Sheet Metal has the copper work. Bill Schwartz mention that the louvers are in bad shape
and while the scaffolding is up could we fixed them. The only problem is money. At this time there is no
platform at the louvers to work on and would have to pay them to come back. This spring a JLG could be
rented and the painting done in more favorable weather. Steve Schumacher suggested Fr. Gary mention the
need of money to fix the louvers as well as to complete the steeple project. A loan for the steeple project has
been requested from St. Andrew Cemetery for $30,000 at 4% interest for 5 years, with a monthly payment of
$552.00. A promissory note and schedule of payments have been made. Three copies will be signed and
witness by the trustees, Fr. Gary and Mike Brush, Cemetery Committee Chairman. This money will come from
the Investments for Land Purchases not the Cemetery Trust. This money will be transferred to the Cornerstone
Account. Kelly Crabtree made a motion, seconded by Jeff Craig that the church borrows $30,000 from St.
Andrew Cemetery from the Land Purchases Investments at 4% interest with a monthly payment of $552.00 for
5 years. The money will be transferred into the Cornerstone Account. A voice vote was recorded as followed:
Aye � All, Nay � None.

Cemetery Committee: Judy Wisniewski stated the money being borrowed is coming from an account created
from spaces purchased. These monies have been invested with Polar Investments with a balance as of 9/30/18
of $65,945.78. Also, she stated to the finance council that this money being borrowed is not from the Trust. If
any parishioner inquiries about the loan, please inform them it is not from the Trust. Also, the cemetery
committee has approved of taking $10,000 out of the money market account ($18,000) and purchase equities
already in the Trust.

New Business:
State of the Parish Letter: A suggestion was made to the school board of a letter sent to the parents of St.
Andrew School about the need of money to make of the difference of the tuition amount per student was turned
down. The board felt it would give the parents a feeling we are closing the school. The church is not going to
close the school. Another idea is a State of the Parish Letter. This letter would contain the good things the
parish does by having a paragraph about all of the different projects the church, school, youth programs and
other clubs and committees do but it would also have a letter about our finances and the need for an increase in
the giving. Kelly Crabtree, Mary Annette Lane and Bill Schwartz will be working on the letter and contacting
the various people in asking for input.

School Campaign: The campaign will start back in January. It was decided to start back the campaign due to
the school has reduce their budget expenses and the school board has become more involved with the budget
situation. Mary Annette asked why start the campaign back up since we cannot meet our bills at the church. It
has been awhile since we have had a campaign for the church. Bill Schwartz feels it is hard to justify starting
the campaign back up for a gym. The school has a bad budget due to a bad tuition model and asking for money
for the school and not the church is troubling. Without a church, will there be a school? Kevin Junk, School
Board President, stated he feels that the campaign for the new addition needs to promote the addition of the new
classrooms that will be made out of the old gym area with a new gym being a benefit. But, if not enough
money is raised for the gym, classrooms could still be added to the old gym to replace the last modular. Judy
stated the biggest mistake that was made was in hiring the consulting firm about raising money for the school.
The last campaign for the church was when Fr. Jim was pastor, for remodeling the church. It was also mentioned
about the bottom of the columns where the plaster is crumbling and parishioners see it whenever they go to
church. It is hoped, that with this State of the Parish Letter there will be an awakening that the church needs
extra help and it will be a step towards Fr. Gary talking about the need from the pulpit. A concern is asking for
money for both the church and school but the feeling is people who give to the school would probably not give
to the church and vice versa.

Old Business:
Audit: Kelly talked with Health Koberstein about the audit. Health feels an audit is not what is needed but a good financial report. He plans to talked with Cindy.
Diocesan Taxes: Reports are to be into the Diocese by October 30th. $16,000 has been paid towards the Diocesan Taxes (2015-2016). The Clergyman Aid has been paid up to date.

Other Business:
With no further business, the meeting was adjourned 6:10pm with prayer.

Next Meeting: November 28, 2018 at 5:00pm at the Parish House Meeting Room.

Respectfully submitted by,
Christina Crabtree, Secretary